Jump to content
helplinedonate
Dancing Bear

Term Life Insurance -- Premiums?

Recommended Posts

If anyone out there in forum land has been successful in obtaining term life insurance with Parkinsons as a pre-existing condition, could you share what companies you obtained the insurance from and approximately how much the premium Is (20 yr term or ?).

 

Thanks DB

Share this post


Link to post
Share on other sites

I was diagnosed in 2012 at age 51. Shortly afterwards I purchased 10year term for 250k @ $97/month thru Transamerica. Hope this helps

Share this post


Link to post
Share on other sites

Call Zander Insurance.  They're a company that shops you to insurance companies for the best rate.  They are the company recommended by Dave Ramsey.  I haven't bought a policy since my Dx, but I think we asked them since then and they said for a young otherwise healthy person with PD the premiums were not "super preferred" but only about 1 step down, so comparable to someone with slightly high blood pressure, or slightly out of whack HDL vs LDL or something like that.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×